XTB, a fintech company which is known for its online investing platform and mobile app, is bringing its Fractional Shares offering to the UK. Additionally, it is opening up stock market opportunities for a broader audience.

XTB's Client Data Reflects Investment Trends

In recent years, a notable influx of new retail investors has entered global financial markets, seeking additional income sources amidst economic uncertainty, particularly at the onset of the COVID-19 pandemic.

Joshua Raymond, the Head of XTB UK, said: “This phenomenon can be explained by three key factors – globalisation, the development of digital technologies and the desire to protect capital from adverse economic conditions, such as the pandemic and rising inflation. XTB’s client data reflects similar trends, where the proportion of clients investing in real stocks and ETFs across all markets has exceeded 61 per cent.”

Until now, retail investors often encountered obstacles related to the capital required for constructing diversified investment portfolios. The steep prices of traditionally appealing stocks like Mastercard, Microsoft, Meta Platforms, or Apple presented barriers to entry.

Positive Reception in European Markets Strengthens XTB's Presence

XTB's introduction of Fractional Shares has changed the landscape, offering more than 3000 shares from 16 major global exchanges and 300 global ETFs that are now accessible to UK investors.

Investors can enter the market with a minimum transaction value of €10, allowing them to purchase Fractional Shares, which grant ownership rights to a portion of individual shares or ETFs listed on regulated markets. These Fractional Shares eliminate the need to buy an entire share at once, and investors receive a proportional share of economic benefits, including dividends.

Moreover, XTB provides 0% commission for investing in Fractional Shares, making capital markets more accessible than ever for UK investors. Joshua Raymond emphasized the positive reception of Fractional Shares in other European markets and believes it enhances XTB's competitive edge in the UK where the company has become a hub for various investors.

XTB's Fractional Shares feature has already been well-received in other key European markets, such as Poland, Spain, Portugal, Czech Republic, Slovakia, and Romania.