Gaming giant Xbox and Mastercard have joined forces to release the Xbox credit card. Users will be able to get up off their couch, brush off that Cheeto dust and earn Xbox points while swiping their way to victory.

Points for Games, Streaming Services and Food Delivery

Like the ultimate gaming tag team, Xbox and Mastercard are bringing gamers a credit card that's sure to turn heads. The Xbox credit card, a fusion of plastic and pixels, is set to hit the gaming scene in 2024 and Xbox Insiders might get a sneak peek this Fall. The move is clearly designed to explore new markets, and Mastercard has previously released a troubled crypto-backed card amid questions of how relevant traditional cards remain in an increasingly digital world.

The card will offer a free Xbox Game Pass Ultimate on the first purchase and improved card point rates on purchases in the Microsoft Store, streaming services, food delivery services and more. Let’s just say that Mastercard is leaning into preconceived ideas of how gamers live.

Now, before you start planning your epic in-game, digital spending spree, remember, that it's not all fun and games. Sure, you can earn those coveted Xbox points with every purchase, but this is no Monopoly money; it's a credit card. That means that lurking in the shadows are those dreaded interest rates and late fees, ready to wreck you like Malenia if you don't pay your dues on time.

Design Dilemmas and Gamertag Glory

There is, however, one potential downside of the card, it’s obviously gamer-related. Xbox’s iconic logo graces the plastic, and there’s an option to have your gamertag prominently displayed. Now, we’ve nothing against gaming, and we’ve spent the odd night raiding with friends, for sure, but … are you going to want your old gamertag splayed across your card when you’re buying your girlfriend dinner, or paying for lunch with the in-laws? Hmmmm. Maybe not. FlamingPhlegm123 might not have been the best choice.

In any case, if you’re an avid Xbox fan, then jump on. And, if you’re a gamer, well, it’s cause for a little celebration as the hobby becomes ever more mainstream. After all, what’s more normal than being approached by credit card firms?

Now, go claim your loot. Or don't. We're not giving financial advice here.